Bank of India Credit Officer Recruitment 2026 Apply Online for 779 Posts

Bank of India (BOI), a leading Public Sector Bank, has released an official notification for the recruitment of 779 Credit Officers in the General Banking Officer (GBO) stream. Eligible and interested candidates looking to establish a career in the banking sector can submit their applications online through the official BOI portal between June 30, 2026, and July 20, 2026.

BOI Credit Officer Vacancy 2026 Overview

BOI Recruitment 2026: Important Dates

Bank of India Credit Officer GBO Vacancy Details 2026

Bank of India has notified a total of 779 vacancies for Credit Officers across Middle and Senior Management grades (MMGS-II, MMGS-III, and SMGS-IV). This total includes 475 unfilled vacancies from a previous recruitment cycle. Category-wise distribution is as follows:

BOI Credit Officer Eligibility

Candidates, intending to apply for the post of Credit Officer (General Banking) should ensure that they fulfil the minimum eligibility criteria specified by Bank for respective post:

Nationality / Citizenship:

 A candidate must be either –

1. a Citizen of India or
2. a subject of Nepal or
3. a subject of Bhutan or
4. a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or
5. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Educational Qualifications

• Candidates must fulfill the educational qualifications and certification criteria as of the relevant date, 01.06.2026.

• Candidates belonging to reserved categories (SC/ST/OBC/PWD) applying for reserved vacancies will be granted a 5% relaxation where a minimum of 60% marks is required, meaning they are eligible with a minimum of 55% marks.

Bank of India Credit Officer Salary & Pay Scale

The basic pay for the selected candidates will be based on the respective grades:

BOI GBO Stream Age Limit & Relaxation Criteria (As on 01.06.2026)

The minimum and maximum age criteria for General Category and EWS candidates are:

• MMGS-II: Minimum 25 Years, Maximum 32 Years
• MMGS-III: Minimum 28 Years, Maximum 38 Years
• SMGS-IV: Minimum 32 Years, Maximum 45 Years

Age Relaxation of Upper Limit

BOI Credit Officer 2026 Selection Process & Exam Pattern

The selection procedure may consist of an online examination and/or a personal interview, depending on the number of eligible candidates.

• Online Examination: Comprises a test in English Language (25 questions, 25 marks) and Professional Knowledge (100 questions, 100 marks) with a composite time of 120 minutes.

• Personal Interview: Shortlisted candidates will face an interview with a maximum of 100 marks.

• Note: The Bank reserves the right to conduct the selection based solely on a personal interview without holding the online test.

ONLINE EXAMINATION

The structure of online examination will be as under

Bank reserves the right to modify the structure of the examination which will be intimated through its official website. Other detailed information regarding the examination will be given in an Information Handout, which will be made available for the candidates to download along with the call letters from the official website www.bankofindia.bank.in

The above tests except the Test of English Language will be available bilingually, i.e. English and Hindi. The test of English Language will be of qualifying nature i.e. Marks obtained in English Language will not be added while preparing merit List. The minimum qualifying marks in English Language Test and Professional Knowledge Test will be 35% for General/ EWS candidates. It is mandatory to secure minimum qualifying marks in each Test. Candidates belonging to the Category SC/ ST/ OBC/ PWD, filling in vacancies reserved for the relevant category, will be entitled to a relaxation of 5% marks in relation to that stipulated for General/ EWS category candidates

Penalty for Wrong Answers:

 There will be a penalty for wrong answers marked in the Objective Tests. For each question answered incorrectly by the candidate, one-fourth of the marks assigned to that question will be deducted as a penalty to arrive at the corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.

BOI Recruitment 2026 Application Fee

Fees must be paid online between 30.06.2026 and 20.07.2026.

• SC/ST/PWD Candidates: Rs. 175/- (Intimation charges only)
• General & Others: Rs. 850/- (Application fee + Intimation charges)

How to Apply Online for BOI Credit Officer Jobs 2026

• Visit the official Bank of India website: www.bankofindia.bank.in.

• Navigate to the ‘CAREER’ section and click on the link titled “Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01”.

• Click on the “APPLY ONLINE” option, then choose “Click here for New Registration”.

• Enter your Name, Contact details, and Email ID to generate a Provisional Registration Number and Password.

• Fill out the application form carefully and click ‘Save & Next’.

• Upload scanned images of your photograph, signature, left thumb impression, and the handwritten declaration strictly as per the specified guidelines.

• Verify all details using the Preview Tab and click ‘COMPLETE REGISTRATION’.

• Proceed to the ‘Payment’ tab to pay the required fee via Credit/Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR, or UPI.

• Print the final e-Receipt and system-generated online Application Form for your records.

Bank of India BOI Official Links & Notification PDF