TN Cooperative Bank Syllabus 2026 Exam Pattern PDF

The Tamil Nadu Cooperative Bank (TNCB) recruitment is a premier opportunity for graduates in Tamil Nadu looking to build a career in the banking sector within their home districts. Managed specifically by the State Recruitment Bureau (SRB) and various District Recruitment Bureaus (DRB), this exam selects candidates for posts like Assistant, Junior Assistant, Clerk, and Supervisor. Unlike standard national banking exams (like IBPS), the TNCB exam has a unique syllabus that heavily emphasizes “Cooperative Management” and “Tamil Language.” For the 2026 cycle, candidates must strategically focus on these specialized subjects to secure the high-weightage marks required for the merit list.

TN Cooperative Bank Recruitment 2026 Overview

Conducting Body	State Recruitment Bureau (SRB) & District Recruitment Bureaus (DRB)
Post Name	Assistant, Clerk, Supervisor, Junior Assistant
Sector	Tamil Nadu Government Cooperative Sector
Exam Mode	Offline (OMR Based)
Total Marks	170 Marks (Written) + 30 Marks (Interview)
Official Website	tncoopsrb.in or District Specific Links

Selection Criteria

The selection methodology for TN Cooperative Bank recruitment is strictly merit-based and follows a two-tier structure. There is no preliminary exam; candidates take the main written exam directly.

Written Examination: This is the primary stage. It is an objective type (OMR) test consisting of 200 questions. The marks obtained here carry 85% weightage in the final selection.
Personal Interview: Candidates who qualify the written exam cut-off are called for an interview. This stage carries 15% weightage and assesses the candidate’s personality, communication skills, and knowledge of the local district.

TN Cooperative Bank Exam Pattern 2026

The exam pattern is distinct because it does not follow the typical Reasoning/Quant/English structure of commercial banks. Instead, it focuses on professional knowledge related to cooperatives.

The question paper will be in both English and Tamil.
There will be 200 Multiple Choice Questions (MCQs) asked in the examination
The total marks for the exam are 170.
There will be 0.25 marks deducted for every wrong answer..
The duration of the Exam is 180 Minutes (3 Hours).

Subject / Section	No. of Questions	Marks
Cooperative Management	50	42.5
Cooperative Credit & Banking	50	42.5
Cooperative Accounting	25	21.25
MIS & Computer Fundamentals	25	21.25
General Studies	25	21.25
Tamil Language	25	21.25
Total	200	170

TN Cooperative Bank Syllabus 2026 Topic-Wise

To clear this exam, candidates must move beyond standard banking books and study specialized cooperative subjects.

Subject	Detailed Topics
Cooperative Management	A. Evolution of Cooperative Movement Concept & Definition: ICA Definition of Cooperation Principles of Cooperation: 1937 (London), 1966 (Paris), 1995 (Manchester) Cooperative Values: Self-help, Self-responsibility, Democracy, Equality, Equity, Solidarity B. Pioneers of Cooperative Movement India: P.T. Theagaraya, P.S. Kumarasamy Raja, Dr. P. Natesan, K.A. Nachiappa Gounder, M.P. Nachimuthu, P.S. Rajagopal Naidu, K.S. Subramania Gounder Abroad: Robert Owen, Charles Fourier, Dr. William King, Schulze, Raiffeisen, Rochdale Pioneers C. Cooperative Movement in India Pre-Independence (1875–1946): Nicholson Reports (1895, 1897), Maclagan Committee (1914), Royal Commission (1928), Cooperative Planning Committee (1946) Post-Independence (1947–1990): Five-Year Plans (1951–2017), NCDC (1963), Committees: Ram Niwas Mirdha (1965), B. Venkatappiah (1969), A.M. Khusro (1989) Post Economic Reforms (1990+): Narasimham Committee (1998), Vaidyanathan Task Force (2005) D. Cooperative Movement Abroad Germany – Raiffeisen & Schulze societies UK – Rochdale Pioneers, Cooperative Unions Denmark – Dairy, Egg & Bacon cooperatives Japan – Agri, Fishing, Industrial cooperatives USA – Marketing, Rural Service, Healthcare coops Italy – People’s Banks, Rural Banks France – Agri, Workers, Fisheries cooperatives Israel – Kibbutzim, Moshavim Sweden – KooperativeForbundet, Burial Societies China – Industrial & Credit Cooperatives E. Cooperative Law Evolution of Cooperative Legislation: Key Acts: 1904, 1912, 1961, 1983, 2002, 2011 (97th Amendment) Key Committees: Edward Law (1901), A.D. Gorwala (1954), Brahm Prakash (1991) TNSCS Act 1983 – Important Sections: Registration (Sec 8-10), Bylaws (Sec 11), Membership (Sec 21), Management (Sec 32), Disposal of Profits (Sec 72), Disputes (Sec 90), etc. Allied Laws: IPC, Gratuity Act, Bonus Act, NI Act, Shops & Establishments Act, etc. F. Cooperative Management Functions & Levels of Management Decision Making (Individual & Group) Features of Cooperative vs. Private Management Management of Cooperatives Credit (Rural/Urban), Non-Credit (Dairy, Weavers, Housing, etc.) Functional Areas: Marketing, HR, Production, Financial, Office Management G. Cooperative Education & Training Importance of training for members/employees Training Institutions (State & National) H. Cooperative Administration Structure & Role: Registrar, Secretary, Manager, Board of Directors, MD/CEOs Meetings: AGM, SGM, Roles of General Body Elections: Authority, Disqualification, Conduct, Reservations, Offences, Postponement
Cooperative Credit & Banking	A. Cooperative Credit Definition & Types – Short, Medium, Long-Term Importance of Agricultural Credit Structure Federal/Unitary/Mixed Integration of credit systems (Single Window) Institutions: PACCS, DCCBs, SCBs, NABARD Credit Innovations: KCC, SAA, BDP, DAP, Break-even Analysis Priority Sector Lending: SHGs, JLGs, Artisans, Weaker Sections B. Role of NABARD Genesis, Objectives, Refinance Procedures Financial Inclusion, SHGs, ACABC, etc. C. Cooperative Banking Definitions and Comparisons Commercial Banks vs Cooperative Banks Banking Operations Account Types, Loans, Deposits, Lending Procedures Fund Management: Yield, Risk, Margins, Cost, Break-even, Consortium Advances NPA & Recovery SARFAESI Act, DRT, Asset Classification Acts:NI Act (1881), BR Act (1949), KYC, AML, RBI Circulars, CRR (Sec 18), SLR (Sec 24) Banking Services: ATM, RTGS, NEFT, IFSC, Cheque Truncation, etc. Supervision: Inspection, Guidelines by RBI
Cooperative Accounting	A. Commerce Basics Definition, Types, Functions, Globalization, WTO B. Accounting Principles Concepts: Dual Aspect, Going Concern, Cost, Accrual, etc. Conventions C. Double Entry System Journal, Ledger, Cash Book, Day Book, Trial Balance D. Final Accounts Trading, Profit & Loss, Balance Sheet, Adjustments E. Cooperative Accounting Unique Features Final Accounts for Cooperatives Net Profit Distribution, Reserve Creation Computerized Accounting
MIS & Computer Application	A. Computer Fundamentals Hardware, Software, Memory, Generations Viruses, OS Concepts B. MIS Role & Importance, Types, ERP, CRM, SCM DSS, BI, KM, Security & Ethical Issues C. MS Office Applications Word: Mail Merge, Formatting, Headers, Printing Excel: Charts, Formulas, Data Analysis, Goal Seek PowerPoint: Design, Transitions, Animations D. IT Enabled Services Networks: LAN, WAN, FTP, Email E-tech: E-commerce, RTGS, NEFT, CBS Cyber Security: DNS, Digital Signature, Mobile Computing
General Studies	General Science: Physics, Chemistry, Botany, Zoology Current Affairs: National/International, Government Schemes, Science Inventions Geography: Earth, Solar System, Climate, Water Resources, Natural Calamities, Pollution Indian History: Ancient to Modern India, Tamil Nadu History, Social Reform Movements Indian Polity: Constitution, Union-State Relations, Judiciary, RTI, Consumer Protection Indian Economy: Five-Year Plans, Agriculture, Industry, FDI, WTO, Sustainable Growth National Movement: Freedom Struggle, Gandhi Era, Role of Tamil Nadu, Partition Aptitude & Mental Ability: Quantitative Skills, Data Interpretation, Logical Reasoning, Series & Puzzles
Tamil Language	Grammar: Sandhi, Samas, Error Correction, Antonyms, Synonyms; Literature: History of Tamil Literature, Sangam Era, Thirukkural, Famous Authors and their works (Bharathiyar, Bharathidasan, etc.); Translation (English to Tamil terms).