The Bank of India Credit Officer exam tests candidates for roles in credit appraisal, risk assessment, and lending operations in the bank. Knowing the official syllabus and exam pattern is key to planning your study strategy. The exam covers banking concepts, professional knowledge, English language, and general awareness related to banking and finance. Getting familiar with the structure and topics helps you target your preparation more effectively and improve your chances of scoring.
Bank Of India Credit Officer Syllabus 2026: Overview
| Exam Name | Bank Of India Credit Officer Exam |
| Conducting Body | Bank of India |
| Exam Mode | Online Objective Test |
| Sections | English, Banking Knowledge, Professional Knowledge |
| Total Marks | Varies by recruitment cycle |
| Negative Marking | Yes (as per notification) |
| Language | English & Hindi |
| Purpose | Hire Credit Officers |
Selection Criteria
The selection process for the Credit Officer post generally includes:
- Online Objective Test: Assesses core skills and knowledge.
- Interview / Personal Interaction: Shortlisted candidates may be called for a personal interview.
- Document Verification: Verify eligibility and certificates.
- Final Merit List: Based on performance in the exam and interview.
The final appointment is subject to clearing all stages and meeting fitness and eligibility requirements.
Exam Pattern
- The BOI Credit Officer Exam Pattern 2026 covers subjects like the English Language, Professional Knowledge, general Awareness with Special Reference to the Banking Industry.
- There will be 175 questions
- The Question Paper will be asked in an Objective type manner
- The total time duration is 2 ½ hours.
- There is no negative marking scheme
The Bank of India Credit Officer online exam checks candidates on multiple key areas. The pattern may change, but usually candidates face questions in core banking and related subjects.
| Section | Focus Area | Details |
|---|---|---|
| English Language | Grammar & Comprehension | Tests ability in English usage and reading skills. |
| General Banking Awareness | Banking Concepts | Questions on banking systems and financial topics. |
| Professional Knowledge | Credit & Finance | Role‑specific knowledge on credit appraisal and financial management. |
The online exam includes multiple choice questions covering these subjects. English often tests basic grammar and comprehension, while professional knowledge focuses on banking and finance topics. General awareness tests current banking sector knowledge.
Topic‑wise Syllabus
Below are the major topics candidates should study for each section:
| Subject | Key Topics | What to Prepare |
|---|---|---|
| English Language | Grammar, Comprehension, Vocabulary | Sentence correction, reading passages, fill in the blanks, synonyms/antonyms. |
| General Banking Awareness | Banking terms, RBI policies, financial markets | Priority sector lending, banking regulations, banking products. |
| Professional Knowledge | Credit appraisal, risk management, financial statements | Loan analysis, ratio analysis, asset classification, banking laws. |
English Language mainly tests grammar and reading skills. General Banking Awareness covers basic banking concepts and recent developments. Professional Knowledge is central to the Credit Officer role and focuses on credit and finance principles relevant to lending and risk.
Bank Of India Credit Officer Exam Pattern 2026
BOI Credit Officer Syllabus 2026
We have given clear and complete information about the Bank Of India Credit Officer Syllabus 2026. Interested candidates wanting to crack the BOI Credit Officer Examination must look into the Bank Of India Credit Officer Syllabus 2026. You will gain more marks in the Examination by practicing more and more.
Subjects | Topics |
| English Language |
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| General Knowledge |
|
| Accounting |
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| Basic Accounting |
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| Corporate Accounting |
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| Management Accounting |
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| Business Law |
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| Economics |
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