J&K Bank Clerk Recruitment 2026 Apply Online for 1054 Banking Associate Posts

The Jammu & Kashmir Bank Ltd. (J&K Bank) has released its official notifications for the recruitment of Banking Associates across the Union Territories of J&K and Ladakh for 2026. This recruitment drive aims to fill a total of 1054 Banking Associate vacancies, offering a lucrative opportunity for regional graduates to secure a prestigious career in the banking sector. The online registration and fee payment window will remain active from November 7, 2026, to November 26, 2026.

The selection process will be driven by a competitive online examination conducted by the Institute of Banking Personnel Selection (IBPS). Selected candidates will be placed on probation for a period of six months and will be mandatorily posted within their initially allotted Zone for a minimum of five years.

J&K Bank Clerk Recruitment 2026: Overview

J&K Bank Banking Associate Vacancy Breakdown

The 1054 Banking Associate posts are regionally bifurcated based on domicile requirements:

• UT of Jammu & Kashmir: 1033 Vacancies.

• UT of Ladakh: 21 Vacancies.

Note: Reservation rules will apply as per the respective Union Territory’s guidelines (J&K Reservation Rules, 2005 / UT of Ladakh Reservation Rules, 2005) as amended from time to time.

J&K Bank Banking Associate Jobs 2026: Eligibility Criteria

1. Domicile Requirement

• For the 1033 posts, candidates must be domiciles of the UT of J&K.

• For the 21 posts, candidates must be domiciles of the UT of Ladakh.

2. Age Limit (As on 01-01-2026)

• Minimum Age: 20 years.

• Maximum Age: 30 years.

• Candidates must have been born between 01.01.1996 and 01.01.2006 (both dates inclusive).

• Age Relaxations: Upper age relaxation applies for reserved categories as per the UT rules (e.g., 5 years for SC/ST, 3 years for ALC/IB/RBA in J&K, 10 years for PwBD). Apprentices who have successfully completed their training with J&K Bank will receive an additional 1-year age relaxation.

3. Educational Qualification

• Candidates must be a Graduate in any discipline from a recognized University or possess an equivalent qualification recognized by the Central Government/UGC.

• The applicant must possess a valid degree certificate or marks sheet confirming their graduation status as of the last date of registration.

Salary and Service Bond

• Pay Scale: The starting Basic Pay is Rs. 24,050/- in the scale of 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480, along with other applicable perks.

• Service Bond: Upon joining, candidates must execute a Bond valued at Rs. 1 Lac (Rupees One Lac only) agreeing to serve the Bank for a minimum period of six months. The bond is invoked if the candidate resigns before the six-month period expires.

Selection Process & Exam Pattern

The primary selection mechanism is an objective-type Online Examination. The final merit list is drawn purely based on the aggregate score obtained in this test, subject to the fulfillment of document verification. Apprentices who have completed training with J&K Bank will be awarded additional marks equal to 2.5% of the maximum marks.

Online Examination Structure:

• Medium of Exam: English.

• Negative Marking: There is a penalty of 1/4th of the marks assigned to a question for every incorrect answer. Unattempted questions carry no penalty.

• Qualifying Marks: The minimum aggregate qualifying marks are 40% for General Category candidates and 35% for reserved category candidates.

Application Fee

• SC/ST/SEBC/PwBD/ESM Candidates: Rs. 600/- (excluding GST).

• General & All Other Candidates: Rs. 800/- (excluding GST).

• Fees must be paid exclusively through online modes (Debit/Credit Cards, Internet Banking, IMPS, Mobile Wallets) between 07.11.2026 and 26.11.2026.

How to Apply

• Visit the official website of J&K Bank at https://jkb.bank.in/ and navigate to the “Careers” tab.
• Click on the relevant notification for Banking Associates and select “APPLY ONLINE,” then choose “Click here for New Registration”.
• Fill in your basic details (Name, Contact, Email) to generate a Provisional Registration Number and Password.
• Upload a recent scanned photograph (4.5cm x 3.5cm), signature (in black ink), left thumb impression, and a specific handwritten declaration in English.
• Candidates must also capture and upload a live photograph using a webcam or mobile phone during the application process.
• Carefully review all inputted data using the “Preview Tab” and click “COMPLETE REGISTRATION”.
• Proceed to the “Payment” tab, remit the application fee, and print the e-Receipt alongside the final application form for future reference.

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