The Jammu & Kashmir Bank Ltd. has released its official recruitment notifications for 2026, inviting online applications for the post of Probationary Officer (PO) across the Union Territories of J&K and Ladakh. This prominent banking recruitment drive presents a golden opportunity for eligible domiciles to build a stable and rewarding career as a Junior Management Grade Scale-1 officer. The online application and fee payment window is set to remain open from November 7, 2026, to November 26, 2026.
A total of 343 Probationary Officer vacancies have been announced, distributed between the two Union Territories. Eligible candidates holding a Graduation degree in any discipline from a recognized university can apply for these roles, provided they fall within the 20 to 30 years age bracket (with permissible category relaxations). Selected candidates will undergo a two-year probation period and will be mandatorily posted within their initially allotted zones for a minimum of five years.
jk bank probationary officer Notification 2026
The selection process is highly competitive, organized into three rigorous phases: a Preliminary Online Examination, a Mains Online Examination, and a Personal Interview. The Institute of Banking Personnel Selection (IBPS) will conduct the online examinations, ensuring a transparent and merit-based selection protocol. The final merit list will be computed by combining the scores of the Mains Examination and the Interview in an 80:20 ratio.
J&K Bank Probationary Officer Recruitment 2026 Overview
| Organization Name | Jammu & Kashmir Bank Ltd. |
| Notification Nos. | JKB/HR/Rectt/2026-494 (Ladakh) & JKB/HR/Rectt/2026-492 (J&K) |
| Post Name | Probationary Officer (PO) |
| No. of Posts | 343 Vacancies (323 in J&K + 20 in Ladakh) |
| Job Category | Banking (Junior Management Grade Scale-1) |
| Job Location | UT of J&K and UT of Ladakh |
| Application Mode | Online |
| Selection Process | Preliminary Exam, Mains Exam & Interview |
| Last Date | 26-11-2026 |
| Official Website | https://jkb.bank.in/ |
J&K Bank Probationary Officer Official Notification, Important Dates
| Event | Date & Time |
| Submission of On-line Application Starts | 07-11-2026 |
| Payment of Application Fee (Online) | 07-11-2026 to 26-11-2026 |
| Last Date of Submission of On-line Application | 26-11-2026 |
| Download of call letters for Online Examination (Preliminary) | Shall be notified separately |
Vacancy Details
The J&K Bank Probationary Officer recruitment covers a total of 343 vacancies, bifurcated primarily based on domicile requirements. Candidates will be placed according to the reservation rules applicable to their respective Union Territories.
| Domicile Requirement | Total Vacancies |
| Union Territory of Jammu & Kashmir | 323 |
| Union Territory of Ladakh | 20 |
| Total | 343 |
Note: The vacancies are subject to horizontal and vertical reservations (SC, ST, OBC, EWS, ALC/IB, PwBD) as per the J&K Reservation Rules, 2005 and Ladakh Reservation Rules, 2005, amended from time to time.
Educational Qualification
Candidates must be a Graduate in any discipline from a university recognized by the Government of India or possess any other equivalent qualification recognized by the Central Government/UGC.
The applicant must hold a valid degree certificate or consolidated mark sheet as of the last date of registration (26-11-2026) confirming their graduation status.
Candidates must accurately calculate and input their graduation percentage (converted from CGPA/OGPA if applicable) into the online application form.
J&K Bank Probationary Officer Pay Scale
| Post | Pay Scale & Basic Pay |
| Probationary Officer (JMG Scale-1) | Starting Basic Pay: Rs. 48,480/- in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920, along with other applicable perks. |
Note: Selected candidates will have to execute a Service Bond of Rs. 2.00 Lac to serve the Bank for a minimum period of two years.
Age Limit
Minimum Age: 20 years (As on 01-01-2026).
Maximum Age: 30 years (As on 01-01-2026).
Candidates must have been born not earlier than 01.01.1996 and not later than 01.01.2006.
Age Relaxations: Upper age relaxations apply to reserved categories (e.g., 5 years for SC/ST, 3 years for ALC/IB, 10 years for PwBD) as per UT-specific rules.
Special Dispensation for Ladakh: A one-time relaxation of 5 years is granted for Ladakh domicile candidates for the recruitment years 2025 and 2026, subject to a maximum age cap of 56 years.
Selection Process
The rigorous three-phase selection process ensures a transparent evaluation of candidates:
Preliminary Examination: An online objective test (100 marks, 60 minutes) comprising English Language, Quantitative Aptitude, and Reasoning Ability. Candidates must secure sectional cut-offs to qualify for the next stage.
Mains Examination: An extensive online test (200 marks, 160 minutes) covering Reasoning, General/Banking Awareness, English, and Data Analysis. This is followed by a Descriptive Paper (25 marks, 30 minutes) on Essay & Comprehension.
Negative Marking: A penalty of 1/4th of the assigned marks applies to wrong answers in both Prelims and Mains.
Interview: Candidates shortlisted from the Mains exam (in a 1:3 ratio) will face an interview carrying 100 marks. The final merit list is computed by aggregating the Mains Exam and Interview scores in an 80:20 ratio.
Application Fee
| Category | Application Fee & Intimation Charges |
| SC / ST / SEBC / PwBD | Rs. 1000/- (excluding GST) |
| All Other Candidates (General/UR) | Rs. 1200/- (excluding GST) |
Fee payments must be processed online through Debit/Credit Cards, Internet Banking, IMPS, or Mobile Wallets. Bank transaction charges are borne by the candidate.
How to Apply
Visit the official J&K Bank website at https://jkb.bank.in/ and navigate to the “Careers” tab.
Locate the notification for Probationary Officers and click “APPLY ONLINE” to open the registration portal.
Click on “Click here for New Registration,” entering your basic details (Name, Contact, Email) to generate a Provisional Registration Number and Password.
Proceed to upload your scanned photograph (4.5cm x 3.5cm), signature (black ink), left thumb impression, and the mandated handwritten declaration.
You will also be required to capture and upload a live photograph using your webcam or a mobile phone QR code scan.
Thoroughly review all details using the ‘Preview Tab’ before hitting the ‘COMPLETE REGISTRATION’ button, as no modifications are allowed afterward.
Complete the payment of the application fee through the integrated online payment gateway.
Finally, print the e-Receipt and the completed online application form for future reference and document verification stages.
Important Links
| Detailed Notification for Recruitment of Probationary Officers for the UT of Ladakh | Click Here |
| Detailed Notification for Recruitment of Probationary Officers for the UT of J&K | Click Here |
| J&K Bank PO Apply Online Link | Click Here |
