Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has released a notification for the recruitment of Credit Officers in the General Banking Officer (GBO) stream for the project year 2025-26. This recruitment drive aims to fill 514 vacancies across the Middle Management Grade Scale-II (MMGS-II), Scale-III (MMGS-III), and Senior Management Grade Scale-IV (SMGS-IV) scales. Interested applicants can apply online between 20 December 2025 and 5 January 2026. This recruitment offers good career growth and salary for banking professionals.
BOI Credit Officer Recruitment 2026: Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Recruitment Name | Credit Officer Recruitment 2025 |
| Total Vacancies | 514 |
| Job Type | Banking Officer |
| Application Mode | Online |
| Notification Date | 17 Dec 2025 |
| Apply Start Date | 20 Dec 2025 |
| Last Date to Apply | 05 Jan 2026 |
| Official Website | www.bankofindia.bank.in |
Important Dates
| Event | Date |
| Notice Date | November 1, 2025 |
| Online Application Start Date | December 20, 2025 |
| Last Date to Apply Online | January 5, 2026 |
| Relevant Date for Age & Qualification | November 1, 2025 |
| Tentative Date of Online Examination | To be advised separately |
Vacancy Details
The recruitment process offers a total of 514 vacancies distributed across different officer scales. These vacancies are provisional and subject to change based on the Bank’s actual requirements.
| Name of the Post | Scale | SC | ST | OBC | EWS | GEN | Total |
| Credit Officer | SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| Credit Officer | MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| Credit Officer | MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | 76 | 37 | 137 | 50 | 214 | 514 |
Eligibility Criteria (as of 01.11.2025)
Educational Qualifications
To be eligible for Credit Officer posts in Bank of India:
- Minimum Qualification: Graduation in any discipline from a recognized university.
- Experience:
- SMGS‑IV: Graduate + 8 years relevant experience.
- MMGS‑III: Graduate + 5 years relevant experience.
- MMGS‑II: Graduate + 3 years relevant experience.
These requirements apply to the respective scales of Credit Officers.
Age Limit
The minimum and maximum age requirements vary by scale as of November 1, 2025:
- Credit Officer (SMGS-IV): 30 to 40 years.
- Credit Officer (MMGS-III): 28 to 38 years.
- Credit Officer (MMGS-II): 25 to 35 years.
Upper Age Relaxation:
- SC/ST: 5 years.
- OBC (Non-creamy layer): 3 years.
- PwBD: 10 years.
- Ex-Servicemen: 5 years.
Salary and Pay Scale
Selected candidates will receive a basic pay according to their scale, along with applicable allowances and perquisites.
| Scale/Grade | Present Scale of Basic Pay (in Rs.) |
| MMGS-II | 64820-2340(1)-67160-2680(10)-93960 |
| MMGS-III | 85920-2680(5)-99320-2980(2)-105280 |
| SMGS-IV | 102300-2980(4)-114220-3360(2)-120940 |
Selection Process
The selection procedure may involve two main stages depending on the number of applicants:
- Online Examination: A 150-minute objective test covering English Language (qualifying only), Reasoning, Quantitative Aptitude, and Professional Knowledge.
- Personal Interview: Candidates who qualify for the online test (or are shortlisted directly if no test is held) will be called for a 100-mark interview.
- Weightage: If both stages are held, the ratio of Online Exam to Interview is 70:30.
Application Fee
Payment must be made online between December 20, 2025, and January 5, 2026.
- SC/ST/PWD: Rs. 175/- (Intimation charges only).
- General & Others: Rs. 850/- (Application fee + Intimation charges).
How to Apply
Eligible candidates can apply by following these steps:
- Visit the official BOI website at www.bankofindia.bank.in.
- Click on the ‘CAREER’ section and select the link for “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01”.
- Choose “APPLY ONLINE” and then “Click here for New Registration” to enter basic details.
- Note down the system-generated Provisional Registration Number and Password.
- Upload scanned copies of your photograph, signature, left thumb impression, and handwritten declaration as per specifications.
- Fill in educational and experience details and preview the application.
- Click ‘COMPLETE REGISTRATION’ and proceed to the ‘Payment’ tab.
- Pay the fee using available online modes and print the e-Receipt and Application Form for future reference.
Official Links
| Bank of India Credit Officer Recruitment 2025 Official Notification PDF | Click Here |
| Bank of India Credit Officer Apply Online Link | Click Here |
