The Export-Import Bank of India (Exim Bank) has announced the Recruitment of Management Trainees (MT) for 2026, offering a prestigious opportunity for finance and banking aspirants. Unlike standard banking exams that rely heavily on multiple-choice aptitude tests, the Exim Bank MT (Banking Operations) selection process is distinct, focusing intensely on Subjective Professional Knowledge. Understanding this unique syllabus is the first step toward securing one of the 40 vacancies. This article provides a comprehensive breakdown of the exam pattern, detailed topic-wise syllabus, and strategic preparation tips to help you ace the recruitment drive.
Exim Bank Management Trainee Syllabus 2026 Overview
| Organization | Export-Import Bank of India (India Exim Bank) |
| Post Name | Management Trainee (Banking Operations) |
| Vacancies | 40 Posts |
| Category | Syllabus & Exam Pattern |
| Exam Mode | Online Written Examination (Subjective/Descriptive) |
| Selection Process | Written Test (70% weightage) + Personal Interview (30% weightage) |
| Exam Duration | 2 Hours 30 Minutes |
| Official Website | eximbankindia.in |
Selection Criteria
The selection process for the Management Trainee post is rigorous and designed to test the candidate’s core domain knowledge rather than just speed.
- Written Examination: A subjective (descriptive) type test to assess in-depth knowledge of finance, trade, and economics.
- Personal Interview: Candidates shortlisted from the written exam will be called for an interview.
- Final Merit List: Prepared based on the aggregate marks of the Written Test (70% weightage) and Interview (30% weightage).
Exim Bank MT Exam Pattern 2026
The written examination differs significantly from typical IBPS or SBI exams. It is a 100-mark subjective paper where candidates must type their answers. There is no objective section (MCQs) for Reasoning, English, or Quant in this specific pattern for Banking Operations. Exam Structure (Banking Operations)
| Test Section | Question Type | Marks | Duration |
| Part I: Financial Statements | 1 Compulsory Question | 40 Marks | Composite Time: 2 Hours 30 Minutes |
| Part II: Professional Knowledge | Attempt any 6 out of 8 Questions | 60 Marks | |
| Total | Subjective / Descriptive | 100 Marks |
Key Points:
- Part I typically involves analyzing a case study or a set of financial data (Balance Sheet/P&L) and answering questions based on it.
- Part II offers a choice where you must select 6 questions out of 8, testing various aspects of trade finance, economics, and banking regulations.
- Language: The exam is usually conducted in English.
Detailed Topic-Wise Syllabus
The official curriculum is divided into 11 Core Modules. Below is the comprehensive breakdown of each module based on the latest notification details.
Module 1: Financial Statements & Analysis
This is often the subject of the Compulsory Question (Part I).
| Sub-Topic | Key Concepts to Cover |
| Annual Reports Analysis | Understanding components of an Annual Report; Reading Director’s Reports and Auditor’s Reports. |
| Core Statements | Balance Sheet (Assets/Liabilities classification); Profit & Loss Account (Revenue recognition, Expense analysis); Statement of Cash Flows (Operating, Investing, Financing activities). |
| Ratio Analysis | Liquidity Ratios (Current, Quick); Solvency Ratios (Debt-Equity); Profitability Ratios (EBITDA margin, ROE, ROCE); Activity Ratios (Inventory turnover). |
Module 2: Financial Projections & Project Finance
Focuses on assessing the viability of future projects.
| Sub-Topic | Key Concepts to Cover |
| Project Appraisal | Preparation of Projected Balance Sheet and P&L; Techno-Economic Viability (TEV) studies. |
| Capital Budgeting | NPV (Net Present Value); IRR (Internal Rate of Return); Payback Period; Time Value of Money. |
| Debt Service Metrics | DSCR (Debt Service Coverage Ratio); ICR (Interest Coverage Ratio); Sensitivity Analysis (Impact of cost overrun/revenue drop). |
Module 3: Financial Management & Forex Markets
Crucial for an Export-Import bank role involving cross-border finance.
| Sub-Topic | Key Concepts to Cover |
| Resource Raising | ECBs (External Commercial Borrowings) guidelines; FC/INR Resource Raising; Initial Public Offerings (IPO). |
| Forex & Treasury | Derivatives: Swaps (Interest/Currency), Options (Call/Put), Forwards, Futures. |
| Benchmarks & Pricing | Interest Rate Benchmarks (SOFR, etc.); Equity & Bond Pricing models; Accounting Standards (Ind AS vs. Global GAAP). |
Module 4: Trade Finance
The core business domain of Exim Bank.
| Sub-Topic | Key Concepts to Cover |
| Trade Instruments | Letters of Credit (LC); Bank Guarantees (BG); Letter of Undertaking (LoU). |
| Credit Facilities | Supplier’s Credit vs. Buyer’s Credit; Pre-shipment (Packing Credit) & Post-shipment finance; Factoring & Forfaiting. |
| International Rules | UCPDC 600 (Uniform Customs and Practice for Documentary Credits); URDG (Uniform Rules for Demand Guarantees). |
Module 5: Stressed Assets, NPA & Recovery
Understanding how banks handle bad loans.
| Sub-Topic | Key Concepts to Cover |
| Asset Classification | IRAC Norms (Income Recognition and Asset Classification); SMA-0, SMA-1, SMA-2 categories. |
| Recovery Laws | SARFAESI Act (Enforcement of Security Interest); IBC (Insolvency and Bankruptcy Code) process & NCLT role. |
| Regulations | RBI Master Circulars on NPAs; Debt Recovery Tribunals (DRT); Provisioning norms. |
Module 6: Risk Management & Audit
| Sub-Topic | Key Concepts to Cover |
| Basel Norms | Basel III framework; CAR (Capital Adequacy Ratio); Tier-1 vs. Tier-2 Capital. |
| Types of Risk | Credit Risk (Default probability); Market Risk (Forex/Interest rate fluctuation); Operational Risk. |
| Mitigation | Risk Evaluation techniques; Internal Audit functions; Credit Rating mechanisms. |
Module 7: KYC, Compliance & Legal Framework
| Sub-Topic | Key Concepts to Cover |
| Banking Acts | Indian Contract Act; Company Law (MOA/AOA, Registration of Charges); FEMA (Foreign Exchange Management Act); ODI (Overseas Direct Investment) Guidelines. |
| Global Compliance | FATF (Financial Action Task Force); AML/CFT (Anti-Money Laundering); OFAC Sanctions; CIBIL & CRILC reporting. |
Module 8: Indian & Global Economy
| Sub-Topic | Key Concepts to Cover |
| Trade Economy | India’s Top Import/Export Sectors; Foreign Trade Policy (FTP); Trade Deficit; Free Trade Agreements (FTAs). |
| Financial System | Role of RBI & SEBI; Export Credit Agencies (ECAs); Development Financial Institutions (DFIs); Financial SEZs (GIFT City). |
