As India accelerates its journey toward becoming a developed nation by 2047, 2025 has emerged as a pivotal year for policy innovation. The Government of India has rolled out a series of transformative schemes aimed at employment generation, digital agriculture, and urban saturation.
In 2025, the Government of India launched a series of high-impact schemes designed to propel the nation toward its “Viksit Bharat @2047” vision. These initiatives, introduced primarily through the Union Budget 2025-26 and key national policy updates, reflect a strategic shift toward formalizing the workforce, digitizing rural economies, and ensuring urban saturation of essential services like housing.
From the game-changing Employment-Linked Incentives to the expansion of the Mudra loan ecosystem, these initiatives are designed to empower the youth, farmers, and the emerging middle class. In this article, we break down the most important government schemes launched in 2025 and how they impact you.
1. Employment, Skilling & Entrepreneurship
A massive ₹1.07 lakh crore package was dedicated to employment and skilling, primarily through the PM Viksit Bharat Rozgar Yojana (the formalized name for the Employment-Linked Incentive package).
| Scheme Name | Ministry / Department | Launch / Announcement | Primary Objective |
| PM Viksit Bharat Rozgar Yojana | Ministry of Labour & Employment | Feb 1, 2025 | Direct wage-linked incentives for 3.5 crore first-time formal employees. |
| Scheme for First-time Entrepreneurs | Ministry of MSME | Feb 1, 2025 | Providing term loans up to ₹2 crore for 5 lakh SC, ST, and Women entrepreneurs. |
| Mudra “Tarun Plus” | Ministry of Finance | Oct 24, 2024 (Rollout 2025) | Increased loan limit to ₹20 Lakh for successful previous borrowers. |
| Model Skill Loan Scheme | Ministry of Skill Development | Jan 15, 2025 | Revised loans up to ₹7.5 lakh with a new government-backed credit guarantee. |
2. Agriculture & Rural Development
The government shifted toward “Saturation-based Convergence,” ensuring that 100 agricultural districts receive the full benefit of 36 different central schemes under a single umbrella.
| Scheme Name | Ministry / Department | Launch / Announcement | Primary Objective |
| PM Dhan-Dhaanya Krishi Yojana | Ministry of Agriculture | Feb 1, 2025 | Developing Agri-Districts via modern technology and post-harvest storage. |
| Mission Aatmanirbhar Pulses | Ministry of Agriculture | March 10, 2025 | A 6-year mission focusing on self-sufficiency in Tur, Urad, and Masoor. |
| NMEO – Oilseeds | Ministry of Agriculture | Dec 8, 2025 | Increasing production of mustard and soy via 600 value-chain clusters. |
| VB-G RAM G (Rozgar Mission) | Ministry of Rural Development | April 1, 2025 | Overhauled rural employment mission increasing work to 125 days. |
3. Housing, Infrastructure & Technology
Urban transformation was spearheaded by the second phase of the Prime Minister’s housing mission and significant investments in innovation.
| Scheme Name | Ministry / Department | Launch / Announcement | Primary Objective |
| PMAY Urban 2.0 | Ministry of Housing & Urban Affairs | Sept 17, 2024 (Pilot 2025) | Providing pucca houses for 1 crore urban poor and middle-class families. |
| SWAMIH Fund 2.0 | Dept. of Economic Affairs | Feb 20, 2025 | A ₹15,000 crore fund to complete 1 lakh stalled housing units. |
| Modified UDAN Scheme | Ministry of Civil Aviation | Feb 1, 2025 | Connectivity to 120 new destinations, including helipads in hilly areas. |
| RDI (Innovation) Fund | Dept. of Science & Technology | Feb 1, 2025 | Operationalizing the ₹20,000 crore fund for private-sector tech research. |
4. Education & Social Welfare
Emphasis was placed on digital learning and providing a formal safety net for India’s growing gig economy.
| Scheme Name | Ministry / Department | Launch / Announcement | Primary Objective |
| Bharatiya Bhasha Pustak Scheme | Ministry of Education | Sept 5, 2025 | Launching digital textbooks in 22 Indian languages for higher education. |
| Gig Workers Social Security | Ministry of Labour | Jan 2025 | Registration of 1 crore gig workers for health (PM-JAY) and ID card benefits. |
| PM SVANidhi Revamp | Ministry of Housing & Urban Affairs | Feb 1, 2025 | Providing UPI-linked credit cards with a ₹30,000 limit for street vendors. |
| Saksham Poshan 2.0 | Ministry of Women & Child Dev. | April 1, 2025 | Upgraded nutritional cost norms for 8 crore children and 1 crore mothers. |
